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Investments for 26 year old
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GrainTrader
Posted 2/10/2019 22:25 (#7312407 - in reply to #7312261)
Subject: RE: Investments for 26 year old



20 Miles West of Indianapolis Indiana
Do you and your wife have matching 401Ks at your town jobs?

We just sat down and did an overhaul of ours and made sure we were maxing ours to the fullest of our capabilities.

For example...

My wife’s matches 100% on the first 1%, then 50% on the next 5%, and 0 after that.

Mine currently has a 44% match now on unlimited deposits from me (up to the federal limit).

So we put hers at 6% and we monitor mine based on our savings/checking account level of comfort to attempt to maximize it now.

The negative to 401K is they are tough to access if you find a farm you wanna buy or some other capital purchase....

Edited by GrainTrader 2/10/2019 22:26
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