type investments, since your already maxing out. This is not popular, but speaking from experience, you're doing well in that category and will prolly continue to do so. You get to a point nearing retirement that you realize all that invested money is going to be taxed when it comes out, just at a time in your life when you have FEW deductions. Pay the taxes now, use the money to pay down debt, build equity and farm security. Buy good machinery that will help your farm NOW, not to beat taxes. JMHO. Good luck.