continue with the FSA.... sure there is 19 people in front of you... there will always be that... the downfall to that is that you may have to have a coverage loan from FCS for a year or two with their interest... but it will still work... that will alow you to have a lower downpayment...

if you cant afford the normal interest rate for a few years then how are you going to swing the farm in poor crop price years... 

those are the basics. dont get discouraged by the 19 people in front of you... your FCS guy should have brought the coverage loan up.... once FSA accepts your application, FCS will cover the FSA loan with their interest rate until the FSA money becomes avaliable... but it enables you to still go with the low downpayment program