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| Paul,
"Heath insurance & liability insurance are something else, for sure!
Anything else: The insurance co is betting that they can collect more from me than they have to pay me. If I can stand the risk, I should get rewarded....."
Interesting points by RAB that you were responding too. I disagree that there is really a difference between health/liability insurance and crop insurance. Regardless of what risk (and how much) you choose to buy "insurance" for, you are reducing risk (at a cost). Whether I lose 80,000 dollars due to crop loss, house/building fire, or health issues, I'm still out $80,000. The question becomes what are my biggest "risks", and how will I address those risks.
I'm not disagreeing with you, just making a few points. Interesting thread......
my opinions,
Rob
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is there anyone who does not carry crop insurance?
