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Grand Rapids, MI | KDD, I think you are talking about something different than the post you are responding to.
You are absolutely correct that after the final plant date, it is up to the INSURED whether or not to take PP. The company cannot deny a claim because the crop could have been planted after the final plant date.
Now there are a couple conditions. One is that the farmer must have "proper equipment." This is not defined in any of the regs, but one probably could safely assume that a 15' 6 row planter would not be "proper equipment" for 5,000 acres of corn in most parts of the country. On the other hand having 2 60' 24row planters (and the associated equipment to use them) would be. Between that there is probably a lot of interpretation.
The other condition is that the cause of loss has to be general to the surrounding area and prevent other producers from planting. If you have 1/2 of your farm not planted and everyone else within many miles got everything planted, I would think you are at serious risk for having a claim denied. | |
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Prevent Plant bailout
