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wbstofer

Posted 2/3/2014 09:04 (#3658917 - in reply to #3658651)
Subject: Re: Recently just had our 1st child: Next up, Life insurance! Help please!

North Central IN

+1 on Dave Ramsey. 20 year level term and term rider on kiddos to cover (God forbid) 'final expenses.' 10x your annual income. Do your investing ANYWHERE but life insurance. Fees and expenses like crazy. I didn't believe it but I double checked the numbers for me and term was 19x cheaper than whole life. Other kinds are gimmicks. Insurance men can't sell investments and that's why many promote 'investing' in life insurance to collect the commissions. Go to his website and find some more info about why its such a bad deal. Disclaimer--wife's best friends are one of his certified financial counselors.

Recently just had our 1st child: Next up, Life insurance! Help please! - khm11184 : 2/3/2014 06:37
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - midwest : 2/3/2014 06:46
  - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - pvfarms : 2/3/2014 07:28
    - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - Itchy : 2/3/2014 07:34
      - Get it now! - Farms With CASE : 2/3/2014 09:24
        
        RE: Get it now! - Itchy : 2/3/2014 09:27
        
        RE: Get it now! - Farms With CASE : 2/3/2014 09:29
        
        RE: Get it now! - Itchy : 2/3/2014 09:38
        
        RE: Get it now! - Farms With CASE : 2/3/2014 09:48
        
        Re Whole life - midwest : 2/3/2014 09:54
        
        RE: Re Whole life - Farms With CASE : 2/3/2014 12:21
        
        RE: Re Whole life - exit : 2/3/2014 17:39
        RE: Re Whole life - Brandon SWIA : 2/3/2014 21:09
        
        RE: Re Whole life - Farms With CASE : 2/4/2014 06:30
        
        Re: Recently just had our 1st child: Next up, Life insurance! Help please! - tightwad : 2/4/2014 07:30
        
        Re: Recently just had our 1st child: Next up, Life insurance! Help please! - Brandon SWIA : 2/4/2014 07:37
        
        Re: Recently just had our 1st child: Next up, Life insurance! Help please! - Brandon SWIA : 2/4/2014 07:50
        
        Re: Recently just had our 1st child: Next up, Life insurance! Help please! - tightwad : 2/4/2014 09:18
        
        Re: Recently just had our 1st child: Next up, Life insurance! Help please! - greencountry : 2/4/2014 09:46
        
        Re: Recently just had our 1st child: Next up, Life insurance! Help please! - Farms With CASE : 2/4/2014 17:53
        
        RE: I think youmean to say ..... - iseedit : 2/3/2014 12:02
- RE: Recently just had our 1st child: Next up, Life insurance! Help please! - GrainTrader : 2/3/2014 06:50
- RE: Recently just had our 1st child: Next up, Life insurance! Help please! - Rincon2388 : 2/3/2014 06:54
  - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - farmdude : 2/3/2014 06:59
    - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - Boone & Crockett : 2/3/2014 07:23
      - Re: For those that can't help themselves ..... - iseedit : 2/3/2014 12:15
    - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - wbstofer : 2/3/2014 09:04
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - milofarmer1 : 2/3/2014 07:01
- RE: Recently just had our 1st child: Next up, Life insurance! Help please! - sparrell : 2/3/2014 07:10
  - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - swne : 2/3/2014 08:39
- RE: Recently just had our 1st child: Next up, Life insurance! Help please! - pbutler : 2/3/2014 07:28
  - RE: Recently just had our 1st child: Next up, Life insurance! Help please! - ahay68979 : 2/3/2014 07:50
    - RE: Recently just had our 1st child: Next up, Life insurance! Help please! - pbutler : 2/3/2014 08:00
      - RE: Recently just had our 1st child: Next up, Life insurance! Help please! - Boone & Crockett : 2/3/2014 08:29
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - bin buster : 2/3/2014 07:51
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - Lizton farmer : 2/3/2014 08:03
- RE: Recently just had our 1st child: Next up, Life insurance! Help please! - twraska : 2/3/2014 08:05
- RE: Recently just had our 1st child: Next up, Life insurance! Help please! - boxy8 : 2/3/2014 08:17
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - KRM : 2/3/2014 08:18
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - AGB : 2/3/2014 08:25
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - cropdude : 2/3/2014 08:42
- RE: Recently just had our 1st child: Next up, Life insurance! Help please! - foxtail71 : 2/3/2014 08:46
  - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - tightwad : 2/3/2014 09:02
  - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - swne : 2/3/2014 09:49
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - Ih scout : 2/3/2014 08:53
  - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - swne : 2/3/2014 09:52
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - greencountry : 2/3/2014 08:59
- RE: Recently just had our 1st child: Next up, Life insurance! Help please! - gene_champ : 2/3/2014 09:02
  - RE: Recently just had our 1st child: Next up, Life insurance! Help please! - AGB : 2/3/2014 09:16
    - RE: Recently just had our 1st child: Next up, Life insurance! Help please! - Itchy : 2/3/2014 09:26
      - RE: Recently just had our 1st child: Next up, Life insurance! Help please! - AGB : 2/3/2014 09:30
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - reedfarmer : 2/3/2014 09:17
- RE: Recently just had our 1st child: Next up, Life insurance! Help please! - garywi : 2/3/2014 09:23
  - RE: Recently just had our 1st child: Next up, Life insurance! Help please! - Itchy : 2/3/2014 09:31
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - sflem849 : 2/3/2014 09:24
- RE: Recently just had our 1st child: Next up, Life insurance! Help please! - Farms With CASE : 2/3/2014 09:27
- RE: Recently just had our 1st child: Next up, Life insurance! Help please! - Itchy : 2/3/2014 09:42
  - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - swne : 2/3/2014 09:46
    - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - Itchy : 2/3/2014 10:01
      - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - swne : 2/3/2014 10:31
        
        Re: Recently just had our 1st child: Next up, Life insurance! Help please! - Itchy : 2/3/2014 10:33
  - RE: Recently just had our 1st child: Next up, Life insurance! Help please! - greencountry : 2/3/2014 10:54
  - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - tightwad : 2/3/2014 12:19
  - RE: Recently just had our 1st child: Next up, Life insurance! Help please! - Tomcat : 2/3/2014 16:54
- RE: Recently just had our 1st child: Next up, Life insurance! Help please! - ILviaIA : 2/3/2014 10:47
- Decreasing term life insurance - Jim : 2/3/2014 10:57
  - RE: Decreasing term life insurance - Jim : 2/3/2014 13:32
  - RE: Decreasing term life insurance - Bill Moyer : 2/3/2014 14:34
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - moonshine : 2/3/2014 11:11
  - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - greencountry : 2/3/2014 11:18
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - onslowfarm : 2/3/2014 11:23
  - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - macjac : 2/3/2014 11:37
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - JK SCLA : 2/3/2014 11:52
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - kggonzo : 2/3/2014 12:17
  - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - hillfarmer : 2/3/2014 12:37
  - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - Bill Moyer : 2/3/2014 14:16
- RE: Recently just had our 1st child: Next up, Life insurance! Help please! - NoTill1825 : 2/3/2014 14:04
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - cropdude : 2/3/2014 16:45
  - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - tightwad : 2/3/2014 17:11
  - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - w1891 : 2/3/2014 17:49
    - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - dane73 : 2/3/2014 20:02
      - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - Bill Moyer : 2/3/2014 20:36
        
        Re: Recently just had our 1st child: Next up, Life insurance! Help please! - dane73 : 2/3/2014 21:47
        
        Re: Recently just had our 1st child: Next up, Life insurance! Help please! - Bill Moyer : 2/3/2014 22:10
        
        Re: Recently just had our 1st child: Next up, Life insurance! Help please! - dane73 : 2/3/2014 23:09
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - cropdude : 2/3/2014 19:20
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - OlsonKrist : 2/4/2014 15:03
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - young guns : 2/4/2014 19:50
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - 2+2 : 2/13/2014 10:58
  - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - Bill Moyer : 2/13/2014 20:00
  - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - Jim : 2/14/2014 15:19
- Re: Recently just had our 1st child: Next up, Life insurance! Help please! - 2+2 : 2/15/2014 11:44
  - Re: Recently just had our 1st child: Next up, Life insurance! Help please! - martha : 2/15/2014 16:56

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