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Recently just had our 1st child: Next up, Life insurance! Help please!
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young guns
Posted 2/4/2014 19:50 (#3662896 - in reply to #3658617)
Subject: Re: Recently just had our 1st child: Next up, Life insurance! Help please!


illinois
was in a similar situation 2 yrs ago. couldnt talk myself into whole life. Went with a 30 yr term. Very affordable. I believe i can convert it at anytime to whole life if i choose. also i believe there is a disability rider so if i become disabled my premiums will be payed. I figured if things work out i wont have much debt for my wife to pay off in 30 years. at least thats the plan. Also i agree with a previous post that life insurance or any insurance for that matter is not where you should plan to make money.
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