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Recently just had our 1st child: Next up, Life insurance! Help please!
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Lizton farmer
Posted 2/3/2014 08:03 (#3658773 - in reply to #3658617)
Subject: Re: Recently just had our 1st child: Next up, Life insurance! Help please!



lizton IN
Farm bur. has a term policy that will give your premium back at the end. (unless you use it) Term will be the most coverage for the least cost. The term with return of premium will be the next cheapest. The whole life will be the most. You can mix and match to get what you want. You are young and healthy right now get life ins started on you and your wife it will never be any cheaper. I got a small whole life on my kids when they were around 6 or 7 now it is about paid up so they don't have to make any payments on it. I like the return of premium policy. When setting the coverage amount remember we are using big numbers now for land and equipment. 1mil doesn't go vary far anymore.
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