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Recently just had our 1st child: Next up, Life insurance! Help please!
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ahay68979
Posted 2/3/2014 07:50 (#3658742 - in reply to #3658688)
Subject: RE: Recently just had our 1st child: Next up, Life insurance! Help please!


Saronville NE		I have some whole life, lots of term, and been adding term return of premium insurance. Have a small whole life policy on each kid, like $25k. To the nay sayers of getting a insurance on your kid. You hate to ever think of it, but if something happens to your kid and with what funerals cost these days, just will make it easier if that happens.
The return of premium term, I like the sounds of, so that way if Im not dead by the time, Im 65, I get most of my money back to still have some money for the family, when it does happen. It is only a tick higher then regular term. But at least you will get some money back, no matter what, instead of expiring worthless, if you don't die before the term ends.
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