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Recently just had our 1st child: Next up, Life insurance! Help please!
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boxy8
Posted 2/3/2014 08:17 (#3658805 - in reply to #3658617)
Subject: RE: Recently just had our 1st child: Next up, Life insurance! Help please!



SE South Dakota
My only issue with investing the money instead of buying life insurance is the whole reason you buy it in the first place to take care of your family, if something unfortunate were to happen to you. So you save 80 dollars a month instead and get ran through the feeder wagon a week or even a few years from now (god forbid) that 80 dollars sure wont go very far! I have mostly term ins with a smaller portion being whole life, I revisit it every couple years and decide if adding more to whole life and removing some from term life makes sense. It's not cheap and i would rather be saving the money no doubt! I would never want to leave that huge financial burden on my family. Just my $.02
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