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Recently just had our 1st child: Next up, Life insurance! Help please!
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cropdude
Posted 2/3/2014 08:42 (#3658864 - in reply to #3658617)
Subject: Re: Recently just had our 1st child: Next up, Life insurance! Help please!



NE SD
I highly recommend buying a small whole life for your kids as soon as possible. I have one for or daughter that starts at 25k. We/ she has the option to raise it up to a 500k policy anytime. The child will not have to fill out an app, get medidical history checked or a blood test.

Our son just turned two and just had open heart surgery for a congenital heart condition. If I had purchased his policy right after birth he would be insured for life. I did not get the policy bought and now they won't insure him even though he has bee all fixed up with the surgery. According to my agent he will always have an issue getting affordAble life insurance.
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