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Recently just had our 1st child: Next up, Life insurance! Help please!
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turnipted
Posted 2/3/2014 12:19 (#3659265 - in reply to #3658995)
Subject: Re: Recently just had our 1st child: Next up, Life insurance! Help please!


Itchy, I hate paying ANY insurance premiums BUT a membership to the local YMCA does not guarantee health. Our daughter could've been the poster child for healthy (active,athletic,ate right) until the November day she became excessively thirsty and more tired than usual. That trip to the doctors office to confirm our fear of diabetes changed her/our life. NO family history and NO unhealthy lifestyle. Some things just happen that you can never predict. I am just saying, that when they do, in cases like this, if you are not covered or when they go to get insurance as an adult they are SCREWED by a condition they didn't bring on (poor life style) themselves! THAT is just how insurance works. It's just how risky you want to be. Whether it be auto,crop, farm liability or home owners. You never take insurance to make money any way-it is supposed to be to protect what you have.
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