SE Nebraska, Near Misery and Cans Ass! | KSU2008 - 11/30/2017 22:01 We use chministries.org for ours. We have had 2 claims with them (daughter had tonsils removed and another with something else). You basically pay everything out of pocket (Rx, Dr office visits etc) up to $500 deductible per incident. They give you a discount card that has saved us lots of money. When we had the tonsils out, the hospital will give discounts to you that go towards your $500 deductible. We paid it in full, got a 15% discount and were then reimbursed by christian health ministries. Takes more paper work and you have to make payments or pay in full until the reimbursement comes in, but for $450 per month for a family of 6 its a steal. email is good if you have any other questions. We found out through someone else we get a free month if we refer someone! You cannot use tobacco, they don't cover DUI type incidents if you are at fault, don't cover abortions and you must attend church somewhere. Check it out I could be wrong but I think if you have an car accident and need a doctor , they won't pay. Burnt in a welding incident, they don't pay, Fall and break an arm, they won't pay. Have a little cancer they stop at $1,000,000 and that's not much. BCBS is expensive but they have paid on all these things for my family. My wife works at the hospital and sees what similar plans pay and if you have a large event it's not much. Best to be broke and medicad picks it all up. |
Health insurance
