Posted 4/24/2021 07:09 (#8969868 - in reply to #8969205) Subject: RE: Fork in the road.....
Staying at a job that is physically wearing you down is not something that will get better with time. You will need to make a change regardless. Maybe there are other jobs available. Maybe taking a few classes at a community college could get you into something that you'd like better. It seems like life in general forces change. Whatever you do, make sure the income will be sufficient. Having a wife with a good job and health insurance would be a a huge advantage in those regards, but it would seem you'd want whatever you do to also bring something to the table.
I used to look at some big grain bins and think about all of the grain they held. It looked like a lot of wealth, maybe a couple hundred thousand bushels of corn for example. Then I start thinking about out of pocket family living costs, maybe fifty thousand dollars or likely more with children. That's 25 cents per bushel, and sometimes that's all that is left after expenses. The big grain bin starts to look a little smaller. That's not much of an issue now that corn is 6 dollars per bushel, but it was three dollars a bushel only a year ago. Rent and other inputs will likely increase as will family living costs, but the commodity prices can easily swing the other way. -Just something to think about that you already know. A job is somewhat predictable income. The farm income is not always so predictable. Make sure you can handle the wild swings in cash flow if you are going to depend on farm income.