Cambridge, southwestern Nebraska | I thought most states have a reserve of money in place for events like this where an insurance company goes bankrupt the state steps in and covers what the now bankrupt insurance company should have covered.
It used to be hard to tell what is covered and what is not. Sometimes ambulance services were not. I don't know what is covered anymore. We were sold that we pay the premium and everything will be covered beyond the deductible. I'm sure there are loopholes. |