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| Read the fine print carefully. Is payout inflation adjusted? What are daily and lifetime payout maximums? Does it pay for home health care? Also check the requirements. Most have 5 or 6 Acts of Daily Living and the requirement is that the insured must be unable to perform at least 2 of those acts. They don't tell you now but will do everything they can to avoid paying out on it. Might be worth getting a new quote. Different types of policies out there now. Lots of variables. Genworth has had major increases in last year and they are a major insurer. | |
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Long Term Care
