northeastern Ohio | tntfarm - 3/14/2018 09:09
OK, back to the topic at hand.
You take a family member to the Dr and is diagnosed with XYZ cancer. You go to the oncologist and they ask what insurance and you say you are self pay. The estimated cost of the treatment is $1.2M plus surgery and rehab, so she asks what assurance the bill will be paid. You cannot write that check even at the negotiated rate, so how does this work? In my experience they will not start treatment until this is worked out.
Here is a link to CHM's testimonial page that shows REAL examples of bills, discounts and sharing: http://www.chministries.org/testimonials.aspx?type=illness
Scroll down to the middle and read about Larry and Lani Sanders of Victorville, CA. Here is a quote from them:
“The cancer is everywhere,” a doctor told us. “One kidney is compromised and he needs blood.” I called a cancer center 80 miles away to get Larry admitted. His pain was horrible, and I was frightened. I knew I very well could lose him.
The center was tentative about admitting Larry because we didn’t have “conventional insurance.” I panicked and called CHM. Heather Collins in the Member Advocate department spoke with the center’s billing department to explain the process. Larry was admitted the same day.
After two rounds of chemotherapy, the cancer center’s financial office called to demand a large payment before the next week’s treatment. I again called Heather, who also had been contacted and was already working with the center. We returned for treatment on time, thanks to her help.
Total eligible bills: $1,257,039
Provider discounts: $589,310
Total bills shared: $672,162
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