Wondering if you could explain more about your "balance out" theory as it seems rather popular on this forum.  If one were to have a really good year financially should they strive to lose money the next year to balance things out?  Or if they ran a fever one week should they take ice baths the next week to balance their body temperature?  Jerry Seinfeld explored the topic in his "The Opposite" episode. " You know chicken salad is not the opposite of tuna, salmon is the opposite of tuna, 'cos salmon swim against the current, and the tuna swim with it."