Think that one over a bit more. Paying a car off over 30 years? Borrowing money to give to the thieves on Wall Street? Plus paying a higher interest rate on all of your house mortgage for the privilege?

Again, it's just my opinion, but I think that all of those moves would be borderline foolish at best. The joy of lower payments now would turn to anguish when you realize that you are still paying for a car you got rid of 20+ years ago.

I guess I should have a copy of your signature line here _____________,