East central South Dakota | Unless your absolute no questions asked plan was to keep the tractor you lease and buy it outright no matter what I wouldn’t trade the tractor in. In 3 years you’ve no 4wd, no MFWD and nothing to look forward to but payments. Can you afford the payments as is? Lease it and sell the 4wd in the spring. Find a lower houred MFWD and trade the 4wd in on it. Yes, you risk repairs but at least you own what you gave up a tractor you owned to get. |