They have walked back some of those earlier statements and have said they will not ask for proof but it still reads like they could deny you funds. Your typical standard non apology apology.

MAKE NO MISTAKE THIS IS THE EVENTUAL PLAN  IMHO

Been way too many policy papers, trial balloons, and leaks of talking about this and trying to do this to deny folks access to their funds and eventually confiscation as some part of a wealth tax or bank bail in.

Their argument about wanting to protect depositors from risky cash transactions is ludicrous since they are involved in plenty of sketchy transactions as a bank themselves.

Just remember you are an unsecured creditor to the banks so once you deposit money it's technically their money.

The only remedy when faced with someone prying into your business and demanding proof that they have no actual or legal authority to ask for is to immediately terminate ALL accounts with them and ask for it on the spot.

Lets not forget your link you gave last year to the Canadian proposal page 144 and 145 (actual page numbers in the document not the PDF page numbers) My emphasis added in red below and remember customer bank deposits are quite likely the liabilities they are talking about here.

http://www.budget.gc.ca/2013/doc/plan/budget2013-eng.pdf