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| Just stay broke don't have any money in your account there, just owe them money then there will be no issues if something happens, as they will find YOU :)
I work with Ag Country Farm Credit services, have a RLOC with a checking account that we can write checks from (don't write many checks anymore) but don't have an "account" there with a balance when I deposit a grain check it is immediately credited towards my RLOC balance (cuts down on interest $$$ paid) and when I write a check/make a ACH payment the opposite happens.
We have a personal account with a few dollars in another local bank that my wife works at but same deal do not have huge $$ amount in the account as she can see when checks/payments are coming thru and just transfers $$ from the Ag Country account to cover.
Maybe some day I will be cash rich but for now I just keep moving $$ around to keep everyone happy!!!
Edited by Dennis SEND 10/14/2021 08:06
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Credit Union vs Big Banks
