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Credit Union vs Big Banks
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Granary
Posted 10/14/2021 07:02 (#9268089)
Subject: Credit Union vs Big Banks


Central Western VA Mountains
Our bank we’ve had for probably 20 years has been bought or merged with another big bank. Just reading the user agreement for online banking just makes my head spin. I think it’s time for a change.

What are your thoughts on credit unions? I know they have insurance like FDIC, but is it federally backed the same or some market place insurance that may or may not pay up in the event of a financial crisis and the credit union goes belly up - along with others?

I don’t think much of these big banks - maybe a local credit union might be a better option.
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