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C IL | They are, more or less. They get about 75% of their policy cost reimbursed though, whether single or family I believe, and there are some other caveats and carve-outs.
https://www.snopes.com/fact-check/members-congress-health-care/
I had federal health insurance for a while, right around beginning-ACA, it was spendy then but when Uncle Sam picked up 3/4 of the bill it hurt a lot less so it makes it easy to think hey, this doesn’t cost ME much. Here’s a a real life example:
Each year companies sent out very well trained salespeople (apparently selling health insurance to Feds is very profitable) who continually reminded us that our premiums would only go up a small cash amount. $14 increase per two week pay period for a single young person was their example. Sounds like not a big deal, right?
That $14 semi-weekly reflected a 22% increase in the premium. For one year. But no employee was ever told that and the sakesperson sort of talked over me when I did the math and pointed it out. So it wasn’t much cash out of pocket but Uncke Sam picked up additional huge liability there for health insurance costs.
So I still think our decision makers in Congress are well insulated from the realities of small business people and sole proprietors and others who need health insurance, because they only pay 1/4 of their premiums, both single and family. It’s way different if you have an employer that pays a fixed amount of just one employee’s health insurance (or none) which is very common, and you have to absorb that cost increase.
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Health care discussion not even possible here?
