dt4020 I think you are an ass for asking such a question. The young lady comes on here asking legit questions and everybody wants to criticize her for her choices. One thing I have observed in my time on this planet is that a lot of folks get caught up in trying to keep up with the Joneses. There is a wealth of opportunity right under our noses if we will just see it. I look back on my life and wish we would have had at least one more child (we have three) but felt like we didn't have the time or resources. We had plenty of each but couldn't see it at the time. Maybe she sees what a lot of folks can't or won't. Family is everything--the more you have the wealthier you are--it just may be in a different sense.