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Insurance claim denial, tell me what you think.
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DougK
Posted 11/19/2022 13:32 (#9940054 - in reply to #9938751)
Subject: RE: Insurance claim denial, tell me what you think.



SC MN
rally - 11/18/2022 18:50

I would go the umbrella policy route.


Umbrella policies such as a "Umbrella Liability Policy" aren't stand alone policies, but just offer increased limits to items already covered by your regular policy. You can't get a "Umbrella Liability Policy" unless you already have liability coverage in your regular policy.

In this case I would ask the insurance agent where in the policy it is stated that this type of property damage is not covered. What might happen is that your Dad's insurance company will pay him, and then sue your company for reimbursement.
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