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% of farms with an operating note
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redwngr
Posted 5/14/2022 22:04 (#9660714 - in reply to #9658457)
Subject: RE: % of farms with an operating note


SW Ont
Unless I missed it, no one mentioned 'off farm investment'.

If the available cash can generate more in other investments than the interest paid if used on-farm, then an operating line isn't necessarily a bad thing.

My experience was that when I didn't really need it (which also means I was a lower risk), the financial institutions offered my money at a much better rate than when it was getting going.

Of course off-farm investment needs to be managed too.
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