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| I stuck some money in an individual stock trading account a few years ago with some minor advising from the broker. He did a decent job, but was pretty proud of the work he was doing and ate up most of my profits with his commissions. I think he is a good investment guy if you're looking into long term buy and hold retirement accounts but he wasn't good for individual stocks so I found a new approach.
I read up on some technical indicators and then did a simulated account for a year, saw a 12% return so I opened an online low-fee account with the intention of making 12% annually. Only made 8% last year, kinda disappointed honestly. Still shooting that shot, have all of my earnings in safer mutual fund-type stocks.
I have a ROTH IRA that I max out every year and have no idea what its value is to avoid being tempted.... | |
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