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Need advice on negotiating with our own property insurance company.
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runningbehind
Posted 5/24/2018 11:46 (#6776594 - in reply to #6776449)
Subject: RE: Need advice on negotiating with our own property insurance company.


NC ND
Yours being a complete loss will be pretty straight forward. They aren't out to screw you, but need documentation in case they are audited. Appliances are too low because you have top end stuff let them know. In our shop fire they were pricing Craftsman stuff off Amazon. Said no this was snapon, Makita, ect. Gave them a cpareable and they are happy.

On structures you learn four walls and a roof each have a value. They wanted to patch a roof, contractor gave me a quote stating more expensive to repair than demolish and rebuild
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