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West Tennessee | Yes you can insure yourself right out of all your money. That said, I've paid for a $3,000 per month benefit disability plan for probably 20 years. I'm 50 now. Like all insurance I picked the longest waiting period etc. to keep the cost down. I've never used it and hope I never do. I see people that wind up needing their disability policy quite often so I believe it's worthwhile to consider. Hopefully will get to drop it and my term life policy in the next few years as investments get paid off and kids out of school. That was the plan from the get go. | |
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