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Thumb of Michigan | I am in no way knocking anyone who's goal is to be debt free. I also would never ever knock anyone who understands what they want to do or can do financially and are willing to make debt work for them in a positive way.
Dave Ramsey does not recognize opportunity costs from what I can find out. A lot of people either don't recognize opportunity costs or at minimum have different descriptions of it. It doesn't even bother many and probably shouldn't. I can't ignore it myself.
There's good debt and bad debt- most I know have the differences between the two figured out. | |
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Dave Ramsey coarse
