So that means, if you lose, you are out. You only get to keep what the court determines you should get, usually pennies on the dollar. The creditors are the large banks and investment funds who were secured by Verasun's collateral. That collateral-cash on hand-was used to pay you and not the secured creditor. There is a period, I believe 90 days, where they can "look back" and demand return of payments. The idea behind this is to avoid someone who is headed to bankruptcy from playing favorites or hiring a relative as a "consultant" to hide assets (seen that one tried).

Generally, you are screwed in these situations. I know someone who got a letter, but the person named is deceased and probate closed. I don't want to touch that one with a 10 foot pole.