I've subscribed to Microsoft 365 Family for the past 5-6 years and I can say it has been one of the best computer related decisions I've made.  I used to use outdated versions, illegal/pirated versions, OpenOffice, LibreOffice, etc. to avoid purchasing a legit copy.  Now I have the latest version on all my computers all the time plus the OneDrive storage (that I don't do a good job of using).  I just renewed for another year and don't regret it one bit.