NE SD | dogg4585 - 10/13/2021 19:38
Vtsax and chill. Max out company match, then Roth, back to 401k, then taxable if any money is left. 20% into international funds may be wise as usa stocks are now very, very expensive. I've done this since 2006 and have averaged 14%. Rental properties can be as good or better with better tax advantages to boot if you want to be more hands-on.
International predicted to outperform US by 2-4% over the next 10 years by most of the big firms, so that's good advice.
I'm around 35% right now, been working well so far. Always been higher in International than most, bumped it a little the last couple of years. |