Northeast Nebraska and Candelaria Philippines | LOL! I disagree. I good agent knows how to properly insure risk. I haven't ran a quote to be sure, but I'd guess that this is a $100 endoresment.
Imagine this. You rent your rig to your neighbor. You still operate it. He forgot to tell you about that fiber optic that runs across his property. After the telecom has a 2 million dollar loss, they sig 5 attorney's on you and go after that half section of ground you have bought and paid for.
Or
Your neighbor is driving your rig down the road. He is taking a phone call as he nears the top of the hill, take up 3/4 of the road. From the other direction comes a school bus. The driver take the ditch hurting 4 kids.
I'd want to make sure I had the proper coverage, espically if it only added $100-$200 a year to my policy. |