Little papa - 1/26/2024 21:31 The way I understand op is that he has cash money to operate but was thinking maybe to use that cash to buy mutual funds and then use his operating line of credit for farm expense for coming year. Not sure how a banker looks at it if you have a line of credit and never use it all year. I know with credit card ratings if you don’t ever use it you finally lose it. They still respect you for all the times you paid the money back. That is what they are hoping for when they loan out money. At least that is what I thought. |