Meyerbwheels - 2/4/2016 18:05
No doubt different areas and financial situations vary but not sure why you would try and out guess the weather and markets. Find a coverage level that fits your operation and sick with it each year. The cost is going to be the almost the exact same each year. For me its 7.5 bu of corn and 3 bu of beans. Take that multiplied by the spring price and there's the premium. Higher commodity prices higher premiums. Lower then lower. It doesn't pay to jump around on coverage levels and try to out guess if its a loss year this year was the first time I ever went to 80% instead of 85%. Lesson learned. As far as the rest goes I changed companies because our fair weather friends at cargill sold out. So I have more options now. Kept my agent. | 
Crop Insurance
