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educate me on insurance, are my work tools covered?
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FarmRiskMgr
Posted 4/28/2015 11:11 (#4542457 - in reply to #4541275)
Subject: RE: Should I go through the hassle?


Arkansas, Mississippi, Louisiana, Missouri
Unless your carrier is going to consider your tools "business property" due to you being a technician, they would be covered under your contents coverage of your homeowner policy. If they are considered "business property" then they would need to be insured separately. The best way to do this is cover them on an "inland marine" form.

Your employer might also have coverage for "employee tools", I would check there as well.
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