What kind of aph do you have on dryland and is it insurable?

About 65 bu.. give or take.. some in the 50's one field over 100.. I actually reduced my coverage this year to 80% Enterprise.. so we have always averaged the WHOLE Farm.. still the premiums are EXPENSIVE.. like $50 an acre.. so.. it's not a guaranteed windfall..

65 bu x 80% =  52 bu.. so about a DOLLAR per Bushel for Coverage.. 

We used to be TOTALLY SELF INSURED.. we didn't have insurance until about a decade ago when input prices took off.. I really can't justify to the banker putting that much RISKS out there without coverage.. now that Corn prices have come down from $8.00 there's not much left to lock in.. and the inputs need to come down some more to make things work..

.. again why I think you'll see guys continue to look for cheaper options next year.