Posted 4/17/2021 11:55 (#8956832 - in reply to #8956582) Subject: RE: IRA's, RMD's, and trading accounts and Senior Citizens
My understanding is that over 80% of managed funds underperform the stock market. If that is the case, why not just buy a total stock market index fund yourself with its accompanying extra low expense ratio and be done with it? Might free up some time for some other interesting pursuits.
Question: If one buys a higher risk low expense index fund like Vanguards growth stock index fund will it suffer more from a large setback like a stock crash than a conservative bond fund to the extent that one would be better off after five years to have bought the bond fund? If not, why not always buy the higher risk and higher yielding funds?
IRA's, RMD's, and trading accounts and Senior Citizens
