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Crop insurance (machinery) question
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Keith Mudd
Posted 2/23/2021 11:14 (#8852936)
Subject: Crop insurance (machinery) question

Monroe City, MO

Excuse the placement as this isn't machinery related but it also isn't exactly agronomy either. Should be under Farm business if such a forum existed.

As everyone knows with higher prices come higher guarantee coverage and of course higher (much higher) premiums. The potential return on each dollar invested in crop insurance diminishes as coverage levels increase.

I've been at 80 percent for quite a few years and was at 75 percent before that. Todays 65 or 70 percent levels give me more dollars guaranteed than previous years 80 or 85 percent levels. Dollars per acre times acres insured give me living expense and repayment capability and it doesn't take as high a level today as it did in the past. 
So who is seriously considering cutting coverage levels on their MPCI this year?

Edited by Keith Mudd 2/23/2021 11:15
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