North Mississippi Delta / Alabama Gulf Coast | I only do auto drafts on small subscriptions, Amazon, TV stuff, etc.
The other bills I setup through checking AutoPay. Water, power, garbage, etc has a credit balance that I just send same amount monthly. If credit starts to run out, I send extra to rebuild balance. Never late on a bill and always a little ahead.
By doing it this way, I am in control of when and how much is paid monthly. |