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Thumb of Michigan | I've always wondered why someone would want a 'specialized' life insurance policy. My thinking is you are just as dead, if you die in an auto accident, with a heart attach, a stroke, possible lightening strike, falling off a mountain, etc. or even Covid. If you have a need or desire for life insurance, why not buy a policy that pays no matter how you die?
Those 'specialize' policies, might have cheaper premiums than a regular type policy, but maybe it's because there is little chance of having to pay out on a claim. | |
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