Usually take the 85% enterprise units here.  Also take the hail insurance as it has a few other benefits with it also.  Probably would go 80% but still have ground and rents to pay for so like to keep it up there enough to cover all costs.  If I had all the owned land payed off probably would take the minimum to cover the inputs/rent of the other ground.  Haven't met with agent yet, not sure on costs this year.