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Enterprise Plus vs Enterprise Crop Insurance?
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farminfool
Posted 3/8/2013 11:44 (#2950798 - in reply to #2949379)
Subject: Re: Enterprise Plus vs Enterprise Crop Insurance?


SW Minnesota
With Enterprise Plus, you are basically carrying an enterprise and a secondary optional policy all in one. If there is 1 dollar of an enterprise loss, the optional unit portion of the policy will NOT pay out. With E+ you are allowed to carry a minimum of two up to a maximum of 10 optional units within the policy. The optional unit policy must be at least 5% below the Enterpise Unit level you choose. For example, if you choose an 85% Enterprise Level, your options for the optional unit would be: 80,75, or 70%. Here is SWMN, the rates are too high, IMO, to buy this policy. The probability of hail also plays into the rate of E+. As far as i know, this policy is available through ProAg and ADM.
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