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| One thing you might want to consider in this situation is weather insurance. Moving to enterprise units obviously saves you a significant amount of premium on your federal crop insurance, but as you mentioned, you lose the field-level coverage that you have had in the past. We've seen lots of growers take out weather insurance on just their more weather-sensitive fields to regain field-level coverage on fields that need it, while keeping the enterprise unit discount across their entire operation.
See the document at the link below for details of how this can work given the flexibility that weather insurance provides in allowing growers to pick and choose the fields to which they want to add coverage:
https://twi.climate.com/assets/ProSalesTools/201212TWI2013Enterprise...
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crop insurance question.
