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Kansas | My biggest issue with TWI is how they promote it. They claim it covers your top portion above your MPCI. It doesn't do one bit to cover that. If the starts align it might pay off to cover but there is several times it won't pay to cover that portion. The historical payout in this area was like 2 major payments in 30 years. 1980 and last year. Almost every year you were paying $30 dollars per acre in a year and 1-3 years you got your prieumum back or maybe a dollar or two over. I think there formulas have a 60-80% gain built in for them for profit. In this area higher levels of MPCI will gain you significant return back over what was paid in. I much rather buy 85% RP and have an actual thing I can rely on. However if I knew the weather and wanted to gamble 30 dollars per acre on the weather for 4 to 1 odds that hits twice every 30 years it might be a plan for you. | |
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Climate Corp Weather Insurance - how's it working?
