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Rolla, ND | The care mandates are for the policies offered on exchanges and we don't even have the list yet.
What has happened so far is removal of the lifetime limit (makes it less likely you will lose the farm after maxing out), and children up to 26 and a couple of other things. Actuaries say what's in place so far represents about a 2% increase in premiums.
An interesting twist is that once the federal mandates kick in that policies on the exchange have to cover them, if your state has mandates not on the federal list, then the state pays for the cost of the mandate not you. As you can imagine, this has set up a fight between the low mandate states who don't want more because of costs and the we mandate everything states which want their entire list on the federal list. | |
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