Whats to say I wouldn't be dead without wearing the seat belt and wearing the seat belt would result in me being alive in the nursing home as you describe?

Then there is also the point that if we're going to go the route of whether the public is going to have to pay for the unintended consequences we should probably ban entirely cigarettes and alcohol, kids to those who don't have money, any sort of activity such as small planes/race cars/motorcyclyes that is dangerous, etc.

I understand your point but I don't think it is a very good argument unless a lot of other things are looked at under the same scrutiny.