Frankly, there isn't enough negative or strong enough talk. Read through the many past posts here by the more informed of their opinions of whats happening with the financial mess the US / world is in and what's to come. Seems Government and news is still promoting how rosie business / financials are (maybe not as rosie as 3 yrs ago, but not concerning). It is bad and young and old alike need to know to get what debt they have, needs to be paid down or off and not to take on any more. Or at least make a plan . . .   

Visiting with a group of the younger generation over the holiday (new years) - (22 - 27 yr olds). Working for Target and Best Buy. They felt very secure in their positions - not to worry, "my company is in great shape". Well today the hammer fell - more job cuts at those companies. Yes - 5 of those young folk lost their job. Add insult to injury, they have vacations "charged", figureing to go on in Feb. Well, they will have the time - but not a wise use of what current funds they have. They all are concerned with monthy luxuries (cell phone, cable, new cars and home) what are we going to do? But still plan on the vacation, cause its paid for. Paid for ? You mean charged ?  Very upsetting for these young ones, but the message just wasn't there, strong enough for them to realize, yes it can and will affect them. Live and learn I guess. None are my kids, so I don't have too much concern for them moving to my place to live . . . .

The day of reconening had to come and charging or paying later had to catch up sometime - unforturnantly, it came on our watch.